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![Rise of House-Hacking](https://united1mortgage.com/wp-content/uploads/2024/04/image-15-300x200.png)
The Rise of House-Hacking Among Millennials and Gen Z
Amidst escalating home prices and rising interest rates, a notable trend is gaining traction among Gen Z and millennial homebuyers: “house hacking.” This innovative strategy
![Common Homebuyer Mistakes](https://united1mortgage.com/wp-content/uploads/2024/04/image-14-300x200.png)
Avoiding Common Homebuyer Mistakes in a Seller’s Market
We’ve been in a seller’s market for a while now the pandemic stirred up massive demand for more residential space, and the supply of homes
![](https://united1mortgage.com/wp-content/uploads/2024/04/image-13-300x225.png)
The Federal Reserve’s Role in Shaping Mortgage Rates
In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the “Fed.” As the
![Down Payment vs Mortgage Insurance](https://united1mortgage.com/wp-content/uploads/2024/04/image-12-300x200.png)
Weighing Your Options: 20% Down Payment vs Mortgage Insurance
In the intricate dance of real estate, prospective homebuyers often find themselves at a crossroads, faced with the pivotal decision of how much to contribute
![Lease-to-Own Agreements](https://united1mortgage.com/wp-content/uploads/2024/04/image-10-300x200.png)
Lease-to-Own Agreements: A Unique Path to Homeownership
Today, we’re going to explore an unconventional, yet incredibly effective, avenue to homeownership: Lease-to-Own agreements. If you’ve been yearning to call a place your own
![Mortgage Points](https://united1mortgage.com/wp-content/uploads/2024/04/image-9-300x200.png)
Understanding the Financial Power of Mortgage Points
In the intricate world of personal finance, few concepts are as intriguing as the role of “points” in mortgage loans. Today, we’ll embark on a